This topic was chosen because the situation of high school students with Overseas Filipino Worker (OFW) parents reflects a real and common experience in many Filipino families. While having a parent working abroad often improves a family’s financial situation, it also changes how children grow up and learn to handle money. Many of these students receive allowances or financial support without having their parents physically present to guide them. Because of this, they may struggle with budgeting, saving, or understanding the true value of money. Focusing on this topic allows us to better understand their everyday experiences and the challenges they face when making financial decisions at a young age. This study can help the community by giving schools, families, and even local leaders a clearer picture of how students with OFW parents manage money. When these financial behaviors are understood, schools can create lessons or activities that teach practical money skills, not just theory. Parents working abroad can also become more aware of how important it is to talk openly with their children about spending, saving, and priorities, even if communication is only through calls or messages. In this way, the study supports families and helps guide students toward healthier financial habits that can benefit their households and communities in the long run. The importance of this topic lies in the fact that financial habits developed during high school often stay with a person into adulthood. For students with OFW parents, learning how to make wise financial decisions is especially important because they may handle more money than other students their age. Without proper guidance, this can lead to poor spending habits or financial stress later in life. By addressing this topic, the study highlights the need for early financial education and responsible use of remittances. Ultimately, it emphasizes how helping students understand money better can lead to more responsible individuals who are prepared for future financial challenges and can contribute positively to society.